Attention homeowners: Real estate appraisal services for in Springfield and Greene County
Here are the top seven reasons why MO homeowners call on BB Appraisals, LLC.:
Need help deciding the price of your home in or near Springfield, MO?
We at BB Appraisals, LLC. understand the special needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like banks, attorneys, and accountants. As our valued client, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your home because of your emotional attachment to it. Professional appraisers, like the ones at BB Appraisals, LLC., will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value assessment than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut expenses for homeowners. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At BB Appraisals, LLC., we're qualified in helping consumers just like you get rid of unneeded and unwanted PMI insurance.
Challenge Tax Assessment
Lets say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued. This means you are going to pay higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an expert appraisal from BB Appraisals, LLC. is your perfect weapon when challenging your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. Not only can this be annoying from a cash flow angle, but it can be bad for your credit score since it may appear as though that credit line is maxed out. BB Appraisals, LLC. can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review Services
Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for efficiency? We can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can We can assist you Even though this is usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your home.